Jacob J. Morris

What Medicare Advantage plans are available in Las Vegas?

Jacob J. Morris
Mar 10, 2024By Jacob J. Morris

In Clark County, 11 insurance carriers offer about 60 Medicare Advantage plans, with UnitedHealthcare and Humana leading the market. These two carriers account for approximately 79% of all enrollments in the county, according to data from the Kaiser Family Foundation.

• Aetna Medicare
• Alignment Health Plan
• Anthem Blue Cross and Blue Shield
• Cigna Healthcare
• Humana
• Molina Healthcare of Nevada
• SCAN Health Plan
• Select Health
• Senior Care Plus
• UnitedHealthcare
• Wellcare by Allwell

Star Ratings

Each insurance company may offer one or more HMO or PPO plans. Each plan is also rated using a star rating system to help you easily compare plans based on quality and performance. The star ratings are based on factors that include: feedback from plan members, the number of members who left or stayed with the plan, the number of complaints Medicare got about the plan, and data from doctors and hospitals that work with the plan.

In Clark County we have:

• 2 plans from 1 insurance carrier with a 5-star rating
• 28 plans from 4 insurance carriers with a 4-star rating
• 26 plans from 7 insurance carriers with a 3-star rating
• 3 plans from 1 insurance carrier with low ratings

Year Round Enrollment Options

Select Health offers the only 5-star plan in Clark County, and as a result, Medicare benficiaries have open enrollment into this plan year round.

Some Medicare beneficiares may have more special enrollment periods available to them with some of the Medicare Advantage special needs plans. There are two types: dual special needs and chronic special needs. In Clark County, we offer both of these plan types.

Medicare beneficiaries who also qualify for Medicaid and/or a Medicare Savings Program (QMB) through the Nevada state welfare office, have the option to change into a dual special needs plan once during each quarter in the first 9 months of the year. 

Medicare benefciaries diagnosed with diabetes, a heart condition, or a lung condition, may also have a special enrollment period to change into a chronic special needs plan.

There may be other Special Enrollment Periods that would allow a beneficiary to change their current plan outside of the normal enrollment periods.

Anyone turning 65 will also have an initial 7-month initial enrollment period (3 months prior to your birthday, your birthday month, and 3 months after your birthday).

How to Compare Medicare Advantage plans in Las Vegas (Clark County)

There are are a few options available to you.

1. You can shop for Medicare Advantage plans with the help of a licensed insurance agent, such as myself. If you're based in Nevada, my office number is 702-905-1800.

2. You can compare plans online at medicare.gov/plan-compare or call 1-800-MEDICARE (1-800-633-4227)

3. You can contact the Nevada State Health Insurance Program (SHIP) for assistance

3. If you order the printed version of the Medicare & You guide with a Nevada mailing address, you will get the Nevada version of the guide that includes an outline of all the Medicare Advantage plans available in the state (page 122).